Agarwal, S., Driscoll, J.C., Gabaix, X., & Laibson, D. (2009). The age of reason: decisions over the life-span with implications for regulation. Brookings Pap Econ Activ.
Anania, G., & Nistico, R. (2012). Price dispersion, search costs and consumers and sellers heterogeneity in retail food markets. The International Association of Agricultural Economists (IAAE) Triennial Conference, Foz do Iguacu, Brazil, 18-24 August, 2012.
Barrutia, J. M., & Espinosa, M. P. (2012). Consumer expertise or credit risk? An empirical analysis of mortgage pricing. DFAE-II WP Series. From https://addi.ehu.es/bitstream/10810/8767/1/wp2012-04.pdf
Blackwell, R. D., Miniard, P.W., & Engel, J. F. (2001). Consumer behavior, 9th edition, Harcourt College Publications, USA.
Bucks, B., & Pence, K. (2008). Do borrowers know their mortgage terms? Journal of Urban Economics, 64(2), 218-15.
Bucks, B. K., Kennickell, A. B., Mach, T. L., & Moore, K.B. (2009). Changes in U.S. family fi nances from 2004 to 2007: Evidence from the survey of consumer finances. Federal Reserve Bulletin, 95 (February), A1-A55.
Chang, Y. R., & Hanna, S. (1992). Consumer credit search behavior. Journal of Consumer Studies and Home Economics, 16, 207-227.
Economy Watch (2010). Business Loan Interest Rates. From http://www.economywatch.com/business/business-loan-interest-rate.html
Feldstein, P. J. (2011). Health care economics. Cengage Learning; 7 edition (June 6, 2011) Language: English.
Frank, J. M. (2011) Do credit card users systematically underestimate their interest rates? Journal of Public Policy & Marketing, Spring, 30(1), 133-139.
Grossman, S. J., & Stiglitz, J.E. (1980). On the impossibility of informationally effi cient markets. The American economic review, 70 (3), 393-408.
Johnson, K.W., & Li, G. (2011). Are adjustable-rate mortgage borrowers borrowing constrained? Finance and economics discussion series divisions of research & statistics and monetary affairs. Federal Reserve Board, Washington, D.C.
Kang, M., & Lee, S. (1998). Consumer satisfaction according to consumer's information search elements. Journal of the Korean Home Economics Association, 36(5), 29-46.
Lee, J., & Hogarth, J. M. (1999). Returns to information search: Consumer credit card shopping decisions. Financial Counseling and Planning, 10(2), 23-35.
Loo, B. V. (1998). The five c's of credit. From http://www.ansci.cornell.edu/pdfs/fi vec.pdf.
Lusardi, A., & Mitchell, O. (2008). Planning and financial literacy. How do women fare?," American Economic Review, 98(2), 413-417.
Mandell, L., & Klein, L. S. (2007). Motivation and fi nancial literacy. Financial Services Review, 16(2), 105-116.
Market Watch (2014). The troubling return of adjustable-rate mortgages. April 8, 2014. from http://www.marketwatch.com/story/the-troubling-return-of-adjustable-rate-mortgages-2014-04-08?link=MW_latest_news.
Mayer, C., Pence, K., & Sherlund, S. (2008). The rise in mortgage defaults finance and economics discussion series. Federal Reserve Board, 2008-59.
Reed Mortgage Corporation (1999). What Determines your interest rate? From http://www.reedmc.com/What%20Determines%20Your%20Rate.htm.
Shaver, D. (2007). Impact of the internet on consumer search behavior in the United States. Journal of Media Business Studies, 4(2), 27-39.
Solomon, M., Bamossy, G., & Askegaard, S. (2002). Consumer behavior - A European Perspective. $2^a$ Ed. New Jersey, USA: Prentice Hall.
Stigler, G. (1961). The economics of information. The Journal of Political Economy, 69(3), 213-225.