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Research on the E-Commerce Credit Scoring Model Using the Gaussian Density Function
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 Title & Authors
Research on the E-Commerce Credit Scoring Model Using the Gaussian Density Function
Xiao, Qiang; He, Rui-chun; Zhang, Wei;
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At present, it is simple to the electronic commerce credit scoring model, as a brush credit phenomenon in E-commerce has emerged. This phenomenon affects the judgment of consumers and hinders the rapid development of E-commerce. In this paper, that E-commerce credit evaluation model that uses a Gaussian density function is put forward by density test and the analysis for the anomalies of E-commerce credit rating, it can be fond out the abnormal point in credit scoring, these points were calculated by nonlinear credit scoring algorithm, thus it can effectively improve the current E-commerce credit score, and enhance the accuracy of E-commerce credit score.
Abnormal Point;Credit Scoring;Density;E-commerce;
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