A Study of Efficiency about Nonlife Insurance Asset Management to Low Interest

저금리에 따른 손해보험회사 자산운용의 효율화 방안 연구

  • Received : 2015.08.03
  • Accepted : 2015.09.23
  • Published : 2015.09.30


The purpose of this paper is to see what the problem is and what the direction of the strategy of asset management after this study has analyzed asset management status of nonlife insurance companies according to interest rate trends, analyzing in time series asset state, management asset lists, asset distribution state, securities list and total asset yield of Nonlife insurance companies during year 2009~2014. As the study result, nonlife insurance companies have managed assets in stability than profitability according to safety asset was increased, but risky asset was decreased. Performance rate of total asset was dropped according to interest rate declined trends. Trend between stock index and performance rates of total asset was not accord. The correlation coefficient between interest rate and performance rates of total asset was highly plus, but the correlation coefficient of KOSPI and performance rate of total asset showed minus.


Nonlife Insurance Companies;Asset Management;Asset Distribution State;Performance Rate;Strategy of Asset Management


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