• Title, Summary, Keyword: Household Type

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An Analysis of Household Portfolio Changes and Household Characteristics : Financial decision making patterns during the economic crisis under IMF trusteeship (시장환경의 변화에 따른 가계포트폴리오 변화유형 및 각 유형별 가계특성 분석 : IMF 경제위기동안의 재무의사결정 유형)

  • 박주영;최현자
    • Journal of Korean Home Management Association
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    • v.20 no.6
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    • pp.151-162
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    • 2002
  • The instability in the current financial market caused consumers a lot of difficulties in their financial decision making. The purpose of this study is to classify the changes in household portfolios during the economic crisis under IMF-trusteeship (IMF Crisis hereafter), and to examine the characteristics of the households according to the types of household portfolio changes. The data were taken from 1996 and 1999 Korean Household Panel Studies, and 1,293 households were selected for the final analysis. Methods of analysis included frequencies, percentages, Chi-square tests, F-tests, and t-tests. Major findings are as follows: 1. In the midst of the financial market changes during the period of the IMF crisis, consumers tended to manage their household portfolio differently according to their household characteristics. 2. The changes of household portfolio can be classified into two different types: the changed type (44.4%) and the unchanged type(55.6%). There are significant differences in the level of wealth, family life cycle stage, housing tenure, and the household head's job, between the changed type and the unchanged type. The family members of the unchanged type are more likely to be older and relatively wealthy compared with the families in the changed type. 3. The changes of household portfolio can be further classified into six different types: the unchanged-liquidity type (21%), the unchanged-multiplication type (24.6%), the unchanged-insurance type (9.8%), the changed-to-liquidity type (13.9%), the changed-to-multiplication type (13.0%), and the changed-to-insurance type (17.5%). There are significant differences in income level, wealth level, family life cycle stage, housing tenure, and the job of household head among the six types of changes.

Analysis of Farm Household Debt by Farm Type (농가 유형에 따른 농가부채 분석)

  • Kang, Maya
    • Journal of Agricultural Extension & Community Development
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    • v.24 no.1
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    • pp.63-81
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    • 2017
  • The purpose of this study is to analyze the changes of time series, the use by farm type and the causes of farm household debt. First, the mid and long term changes in farm household debt over the past 50 years have increased. Since 2010, the share of non-agricultural debt has exceeded the share of agricultural debt. Second, as a result of the analysis of the farm household debt use by farm type - full time&part time, farming type, land size, age, family members - there was a difference between the agricultural and the non-agricultural debt according to the type of farm household in a significant level of 1%. Finally, as a result of the cause analysis of the farm household debt, the related non-agricultural expenditure variables and the dummy variable of the manager's age, family member and land size has a common influence on the farm household debt increase.

A Study on the Classification Of the Household Financial Strategies (가계 재무전략의 유형화에 관한 연구 -1999년과 2000년 한국노동패널자료를 중심으로-)

  • 박진영;문숙재
    • Journal of Korean Home Management Association
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    • v.22 no.2
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    • pp.85-95
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    • 2004
  • The purpose of this study was to classify the household financial strategies and find out variables affecting the type of the household financial strategies. The data of 3994 households from Korean Labor and Income Panel Study(1999-2000) were used. The major findings were as follows: (1) the household financial strategies were Residual Saver Type(44.6%), Unformal Institute Saver Type(13.3%), Financial asset Saver Type(16.7%), Real estate Saver Type(13.4%) and Diversities(12.0%). (2) The household financial strategy types were changed rapidly during short term. (3) In 3994 households, the variables which influence on the change of the household financial strategies were education, job, numbers of children, place of residence, home ownership. Similarly, in each type, the change of household financial strategies was significantly different according to the household characteristics variables.

Transformations of Houses in Jeju City from 1920's to 1960's ($1920{\sim}1960$년대 제주시 주택의 변천에 관한 연구)

  • Kim, Hyung-Nam
    • Journal of the Korean housing association
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    • v.18 no.1
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    • pp.113-122
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    • 2007
  • Houses in Jeju city are divided into separated types and combination types of household affairs space. Other special types are separated-kitchen type. Separated household affairs space type is mostly built. Separated household affairs space type were sitting room + Gopang separate type and separate sitting room type. Combination household affairs space type made from sitting room, kitchen, Gopang and Chabang(Dinning room) put together as space differentiation, also into classes sitting room + kitchen + Gopang + Chabang type, sitting room + kitchen + Chabang type, sitting room + kitchen + Gopang, sitting room + kitchen type by combination household cares space type. Separated-kitchen type was one of the special type from separated-kitchen type of traditional housing, and type with continuous. Houses in Jeju city were 3 kan type and 4 kan type. 4kan type was mostly built. ㅡ shape is kept as plan shaped of straight shape, and roof shape is showed as ㅡ shape gathering roof. ㅡ shape + part projection type talls part projecting type as happened in Gopang, and Chabang. Roof is gathering roof, and when it is showed ㄱ shape by Gopang, Chabang, and kitchen are projected. ㅡ shape + total projection shape is one of the room become totally projected by Gopang and Chabang, can be happen with small room or kitchen, and roof as gathering roof shaped with ㅡ shape, ㄱ shape, ㄷ shape, unsystematic ㄹ shape, and various shapes.

A study on the total housing cost of households living in rental house (임차가구의 주거비용에 관한 연구)

  • 곽인숙;김순미
    • Journal of the Korean Home Economics Association
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    • v.37 no.2
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    • pp.127-144
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    • 1999
  • The purposes of this study were to identify the housing maintenance cost, imputed rent fee and total housing cost of households living in rental house, to analyze the factors related to their housing maintenance cost, imputed rent fee and total housing cost and to investigate the factors contributing to total housing cost to total household income ratio. The data used for these purposes, was 97 KHPS of Daewoo Economic Research Institute. Sample size of households living in rental house, was 663. Statistics performed for the analysis were frequencies, percentiles, t-test, Lorenz cutie and Gini coefficient, Tobit analysis, OLS and Logistic analysis. The results of this study were as fellows: First, monthly cost of monthly rent & maintenance and repairs of households living in rental house with a deposit was lower than rental house, while the imputed rent fee of households living rental house with a deposit was higher than monthly rent households'And, total housing cost of households living in rental house with a deposit was higher than monthly rent households'. Second, Gini coefficient of the housing maintenance cost was 0.440, Gini coefficient of imputed rent fee was 0.362, and Gini coefficient of total housing cost was 0.291. Third, the variables related to their housing maintenance cost were family type, total household expenditure of socio-demographic characteristics and residence, type of rent, housing type of housing environmental factor. Also, the variables contributing to imputed rent fee were job type and educational attainment of household hearts, the number of family members, total household expenditure, residence, type of rent, housing type and tole number of rooms. In addition, the variables associated with total housing cost were job type and educational attainment of household head, total household income and residence, type of rent, housing type and the number of room. Finally, age, job type, educational attainment of household head, wife's employment status, the number of family members, family type, total household expenditure, residence, rent type of rent, housing type, the size of living space, and the number of room were significant variables contributing to total household cost to total household income ratio.

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The Effect of Maslow's Basic Needs on Conformity and Individuality in the Clothing Selection (Maslow의 기본욕구가 의복의 동조 및 개성에 미치는 영향)

  • Kang Kyung Ja;Suh Young Sook
    • Journal of the Korean Society of Clothing and Textiles
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    • v.16 no.4
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    • pp.431-441
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    • 1992
  • This research was designed to evaluate the effect of need and of demographic variables of adult women on the conformity and individuality in the selection of clothes. 1. There are factors which have effect on variables of need. Marriage status, household type, age have effect on safety need, household type and age have effect on belongingness and love need. Household type and native community have effect on self-esteem need, household type, native community, school career, frequency of contact with mass media have effect on need for self-actualizing. Native community have effect on aesthetic need, and school careers have effect on the desires to know and to understand. 2. Self-esteem need, belongingness and love need, safety need, need for self-actualizing, aesthetic need, frequency of contact with mass media and income as demographic variables are directly related with conformity of clothing. Age, marriage status, native community, household type, school career are indirectly related with conformity of clothing. 3. Self-esteem need, need for self-actualizing, aestheitic need, desires to know and to understand, belongingness and love need, frequency of contact with mass media, household type have direct effect on the individuality of clothing. And age, household type, native community, school career have indirect effect on the individuality of clothing.

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Research on Indoor Thermal Environment and Residents' Control Behavior of Cooling according to Household Type in Apartment (가구 유형에 따른 여름철 공동주택의 실내온열환경과 냉방 조절 행위에 관한 연구)

  • Bae, Chi-Hye;Bae, Nu-Ri;Chun, Chung-Yoon
    • Journal of the Korean housing association
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    • v.19 no.1
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    • pp.89-96
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    • 2008
  • This study measured the thermal environment and residents' control behaviors of cooing according to 3 groups of household type-families with preschool children, families of middle age and families of senior. The object of this study are to fmd the difference of the actual condition of indoor thermal environment and cooling control behavior by age or household type and to develop user oriented climate control system. The results were summarized as follows. When the age of members at household is younger, the indoor mean temperature and temperature that people turned off the air conditioner became lower. These different indoor thermal environment of each group means that younger generation is familiar with cooler from their early age and these early uses of cooler made them prefer cooler condition than family of senior. Therefore, this results show that different indoor thermal environment is influenced by factors such as household type and metabolism difference and so on.

Effects of Worker Status Change Type of the Household Heads on Household Income Since Korean Financial Crisis-excel (외환위기 이후 가구주의 종사상지위 변화유형이 가계소득증감여부에 미치는 영향)

  • Yoon, Jung-Hai;Song, Hyun-Ju
    • Journal of the Korean Home Economics Association
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    • v.47 no.10
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    • pp.109-122
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    • 2009
  • This study examined the effects of household head’s worker status change type on household income and household head’s income using a total combined sample of 2,578 households from Korea surveyed in 1998 and 2002 KLIPS(Korean Labor and Income Panel Study). Binary logit regression results showed that household incomes were likely to decrease significantly when household head’s changed worker status from a regular employee, a temporary employee or a daily worker, or an employer or a self-employed to no job status, or from a regular employee to a temporary employee or a daily worker, an employer or a self-employed, or from an employer or a self-employed to a regular employee compared to a regular employee status maintenance. In contrast, household head’s incomes were likely to increase significantly when household head’s changed worker status from a temporary to a regular employee compared to a regular employee status maintenance. Women household heads were significantly associated with the likelihood of the decrease of household head’s income compared to men household heads. Household heads beyond their forties were significantly associated with the likelihood of the decrease of household head’s income compared to household heads in their thirties age-group counterparts. Household heads with education level beyond high school graduation were significantly associated with the likelihood of the increase of household head’s income compared to household heads with the education level of high school graduation. This study shows that a more comprehesive labor policy is needed for achieving sustainable household income inflow.

Analysis on Electricity Consumption Characteristics of Apartments based on Architectural Planning Factors - foused on Households with a total area of 132~165㎡ in Seoul- (공동주택 건축계획요소에 따른 전기 에너지 소비특성 분석 - 서울지역의 40평형(132~165㎡)의 단위세대 전기에너지 사용량을 중심으로 -)

  • Park, So-Yun;Lee, Yun-Jae;Lee, Hyun-Soo
    • KIEAE Journal
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    • v.11 no.5
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    • pp.107-117
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    • 2011
  • This paper aims to analyze architectural planning factors that could contribute to reductions in electricity consumption in the household of apartments, to apply energy saving methods at the design phase. These six architectural planning factors were orientation, building type (flat, tower block), standard floor access type (corridor access type, stair case type, EV hall access type), household location (floor), household opening type (one side opening, right angle opening, two sides opening or three sides opening), and bay on the facade (one bay, two bays, three bays, four bays), and these were derived from literature review. Household electricity consumption data were gathered from 2168 households with a total area of 135~150$m^2$ of 6 apartment complexes over 1000 households in Seoul. The annual characteristics of electricity consumption according to architectural planning factors were analyzed. And, variances between groups with respect to the mean of summer, winter, and annual electricity consumption according to each architectural planning factors were analyzed using ANOVA and t-test. The results showed that an annual electric energy saving of over 1000kWh was facilitated by these planning factors. In addition, high energy efficiency architectural planning factors based on the analysis were as follows: southwest orientation, flat type, corridor access type and staircase type, household loation below the 20th floor, two sides opening and three sides opening, and 2 bays and 3 bays.

The Study on Effect Variables of Decision Making in Attitude for the Socialization of Household Work (가사노동 사회화 태도에 영향을 미치는 변수에 관한 연구)

  • 이수정
    • Journal of the Korean Home Economics Association
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    • v.29 no.3
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    • pp.209-226
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    • 1991
  • This study aimed at providing the basic data for the measurement of the attitude for socialization of household work by analysis of the attitude for socialization of houselhold work according to demographic variables, the degree of acceptance for living change. This study was composed of the attitude for the socialization of household work was based on time, quality, cost factor. The results of this study were as follows: 1. The attitude for socialization of household work was influenced by sex, age, marriage, sex $\times$ marriage and the degree of acceptance for living change. 2. The variables which affected the attitude for socialization of household work independently had influence on it in the following order : the degree of acceptance for living change, sex, house type. 3. The result of path analysis had confirmed that sex, age, income marriage, house type variable indirectly influenced the attitude for socialization of household work through the degree of acceptance for living change. Sex, and marriage variable directly influenced on the attitude for socialization of household work. Through the this study. The attitude for socialization of houselhold work was influnced by the degree of acceptance for living change. Change of household work is socialization of household work and right attitude to the socialization fof household work is necessary for satisfaction of variouse needs. for saving of time and money through the socialization of household work.

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