These days, most of SMART card, JAVA card, picked up the JAVA Card Platform gets the position as a standard. Java Card technology provides implantation, platform portability and high security function to SMART Card. Compared to normal Smart Card, JAVA card has a defect that is a low running speed caused by a distinctive feature of JAVA programming language. Factors that affect JAVA Card execution speed are the method how to save the data and install the applets of JAVA Card installation instrument. In this paper, I will offer the plan to improve JAVA Card program's loading and execution speed. At Java Card program, writing, updating and deleting process for data at EEPROM can be improved of Java Card speed by using high speed RAM. For this, at JAVA Card as a application of RAM, I will present prefetching LRU-ORL Buffer Cache Technique that is suitable for Java Card environment. As a data character, managing all data created from JAVA Curd at Buffer Cache, decrease times of recording at maximum for EEPROM so that JAVA Card program upload and execution speed will be improved.