The Korean Journal of Applied Statistics (응용통계연구)

The Korean Statistical Society (한국통계학회)
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An Analysis on the Gender Differences in the Level of Accident Risk using Generalized Linear and Heckman Methods

일반화선형모형과 헤크먼모형을 활용한 성별 자동차사고 위험도 분석

  • Kim, DaeHwan (Department of Economics, Dong-A University) ;
  • Park, HwaGyu (Department of Health Administration and Management, Soonchunhyang University)
  • 김대환 (동아대학교 경제학과) ;
  • 박화규 (순천향대학교 보건행정경영학과)
  • Received : 2013.12.16
  • Accepted : 2014.02.06
  • Published : 2014.02.28
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Abstract

Women's roles have changed substantially in economically developed countries; subsequently, the ratio of female drivers has also increased. In such countries, there has been considerable interest in assessing gender differences in vehicle accident risks and reasons to explain the gender differences. This study investigates the gender differences in vehicle accident risk based on 500,000 drivers randomly selected from a population sample. A Heckman model is used for accident damage and a negative binomial model is used for the accident frequency. Empirical results show that male drivers are 8.3% riskier than female drivers in terms of accident damage; however, female drivers are 113% risker than male drivers in term of accident frequency. We can implement more practical policies to reduce vehicle accidents if we can understand the reasons for the gender differences.

최근 여성의 사회적 참여와 지위가 상승함에 따라 여성운전자도 급격히 증가해왔다. 이에 주요국에서는 성별 자동차사고 위험도를 분석하고, 성별 위험도 차이의 원인을 규명하려는 연구가 활발히 진행되고 있다. 본 연구는 국내 모든 운전자 중 50만 명을 무작위로 추출하여 성별 자동차사고 위험도를 분석하였다. 종속변수로 사고심도와 사고빈도를 활용하였는데, 사고심도 변수에는 헤크먼모형(Heckman Method)을, 사고빈도 변수에는 일반화선형모형(Generalized Linear Method)을 적용하였다. 분석결과 남성은 교통사고가 발생할 경우 사고피해액이 여성보다 8.3% 높은 것으로 추정되었으며, 반대로 사고빈도의 경우에는 여성의 위험도를 1로 설정할 경우 남성의 위험도는 0.88로 남성의 위험도가 오히려 낮은 것으로 분석되었다. 향후 성별로 상이한 자동차사고 위험도의 원인이 규명된다면 좀 더 실효성 높은 정책을 통해 자동차사고를 경감시킬 수 있을 것이다.

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