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Medical Fees Payback Periods and Characteristics of Medical Account Receivables According to the Type of Accident Insurance

재해보험 유형에 따른 진료비 회수기간과 의료미수금의 특성

  • Park, Eun-Ha (Hospital Management Consulting Institutes) ;
  • Hwang, Byung-Deog (Department of Health Care Management, Catholic University of Pusan)
  • 박은하 (병원경영컨설팅연구소) ;
  • 황병덕 (부산가톨릭대학교 병원경영학과)
  • Received : 2015.02.13
  • Accepted : 2015.03.17
  • Published : 2015.03.31

Abstract

This study was performed to provide efficient fund managing plans for hospitals by looking into the management of medical fees for accident insurance. Car insurance, industrial accident insurance and seamen's insurance at a general hospital which is located in Busan during 29 months from January 1, 2009 to May 31, 2011 were assessed. The research data is the total number of 6,293 cases, including 2,251 car insurance cases, 2,350 industrial accident insurance cases, and 1,692 seamen's insurance cases. There were some significant differences found, as car insurance and seamen's insurance, including accident insurance, are types of insurance for which employers or traffic accidents offenders shall be the final premium payer. In addition, medical examination fees or premium payers are applied under their respective related laws. The findings suggest that it is necessary for managers of hospitals to prepare differentiated management schemes based on the characteristics of each insurer and schemes to ensure proper recovery strategies of uncollected medical account receivables.

Keywords

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