The Korean Journal of Health Service Management (보건의료산업학회지)

Korea Society of Health Service Management (보건의료산업학회)
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Effect of Private Health Insurance on Medical Care Utilization: Six Year Unbalanced Panel Data Model

민간의료보험 가입 유형별 의료 이용: 6개년 불균형패널 분석

  • You, Chang-Hoon (The Graduate School of Healthcare Management and Policy, The Catholic University of Korea) ;
  • Kang, Sung-Wook (Department of Public Health, Daegu Haany University) ;
  • Choi, Ji-Heon (International Institute of Health) ;
  • Kwon, Young-Dae (Department of Humanities and Social Medicine, College of Medicine and Catholic Institute for Healthcare Management, The Catholic University of Korea)
  • 유창훈 (가톨릭대학교 의료경영대학원) ;
  • 강성욱 (대구한의대학교 보건학부) ;
  • 최지헌 (지구촌보건의료연구소) ;
  • 권영대 (가톨릭대학교 의과대학 인문사회의학과 및 가톨릭의료경영연구소)
  • Received : 2017.07.31
  • Accepted : 2017.09.06
  • Published : 2017.09.30
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Abstract

Objectives : This study examined the effect of private health insurance on medical care utilization by subscription type. Methods : The data used were the six waves of the Korea Health Panel (2009-2014), and 16,187 persons were the subjects of the analysis. We performed a panel regression with a fixed effects model. Results : Indemnity private health insurance was positively related to the number of physician visits, number of admissions, and total length of stays. However, fixed-benefit private health insurance was not related to medical care utilization. Conclusions : The result of this study, which shows the difference by subscription type in the effect of private health insurance on medical care utilization, suggests that continuous monitoring of indemnity private health insurance is needed in the future.

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