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Analysis of Health Insurance Standards and Utilization of MRI in Korea: Based on Health Insurance Claim Data

한국의 MRI 건강보험 급여기준 및 진료이용에 관한 연구

  • Cho, Young-Kwon (College of health sciences, Radiologic science, Cheongju University)
  • 조영권 (청주대학교 방사선학과)
  • Received : 2018.11.05
  • Accepted : 2018.12.31
  • Published : 2018.12.30

Abstract

This study analyzed the current status of MRI (frequency, amount of treatment) based on the history of application of the MRI health insurance benefit standard and health insurance claim data. MRI examinations began as a health insurance benefit in 2005. In 2005, the indications were restricted for some diseases, but coverage for benefits in 2010, 2013, 2016, and 2018 was expanded. In 2021, the Ministry of Health and Welfare decided to apply health insurance for all MRI examinations. From 2010 to 2017, the number of MRI examinations increased by 86.7% in 2017 compared to 2010, and the amount of treatment increased by 53.5%. According to general characteristics, the number of MRI examinations was higher in women than in men. By age, the number of examinations was the highest among ages 70-79. Outpatient examinations were more frequent than inpatient examinations, and the number of examinations in the tertiary hospitals was the highest among the types of hospitals. The number of brain MRI examinations was the highest in each exam site. In December 2013, the standard of MRI was expanded for heart disease and Crohn's disease, the number of cardiac MRI and abdominal MRI examinations increased in 2014 compared to 2013. However, the number of examinations is small and not associate with the disease, it would be difficult to say that it affected the increase in the total number of MRI examinations. To assess health insurance sustainability and policy effectiveness, monitoring will be necessary.

본 연구는 MRI 건강보험 급여기준 적용 연혁과 건강보험 청구 자료를 바탕으로 MRI 진료 현황(검사 수, 진료금액)을 분석하여 추후 MRI 급여기준 확대 시 참고할 수 있는 기초자료를 제공하기 위해 시행되었다. MRI 검사가 급여로 적용되기 시작한 것은 2005년으로 초기에는 일부 질환에 대해서만 적응증이 제한되었으나, 2010년, 2013년, 2016년, 2018년 급여 대상이 확대되었으며, 보건복지부는 2021년에는 모든 MRI 검사에 대해 건강보험을 적용키로 하였다. 2010년부터 2017년까지 MRI 검사수와 진료금액 변화는 검사수는 2010년 대비 2017년도에 86.7% 증가하였고, 진료금액은 53.5% 증가하였다. 일반적 특성에 따른 MRI 진료현황은 여성이 남성보다 검사수가 많았고, 연령별로는 70-79세 연령대가 검사수가 가장 많았다. 진료 형태는 외래 검사가 입원검사 보다 많았으며, 의료기관 형태에 따라서는 상급종합병원의 검사수가 가장 많았다. 검사 부위별로는 뇌 MRI 검사수가 가장 높은 비율을 차지하였다. 2013년 12월 심장질환과 크론병에 급여 확대에 따른 진료 현황 변화를 분석한 결과 심장 MRI와 복부 MRI 검사수가 2013년 대비 2014년에 증가하였다. 하지만 전체 대비 검사수가 차지하는 비율이 낮고 질병명과 연계하지 못한 제한점으로 전체 MRI 검사수 증가에 영향을 주었다고 보기는 어려울 것이다. 우리나라는 건강보험 보장성 강화를 위하여 MRI 급여기준을 지속적으로 확대하고 있다. 건강보험 지속가능성과 정책 효과 평가를 위해 추후 지속적인 모니터링이 필요할 것이다.

Keywords

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Fig. 1. Trend of total frequency of MRI Health Insurance Claim(2010-2017).

Table 1. Health Insurance Standard of MRI

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Table 2. Health Insurance Claim Status of MRI

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Table 4. Health Insurance Claim Status of MRI by sub exam site

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Table 3. Health Insurance Claim Status of MRI by Characteristic

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