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중증 장애인의 경제적 노후준비에 영향을 미치는 결정요인

A Study of Determinants Influencing the Economic Preparation for the Aging among People with Severe Disabilities

  • 이계승 (개신대학원대학교 사회복지학과)
  • Lee, Gye-Seung (Department of Social Welfare, Reformed Graduate University)
  • 투고 : 2018.02.13
  • 심사 : 2018.05.04
  • 발행 : 2018.05.31

초록

본 연구는 고령사회에서 상대적 소외감과 박탈감을 경험하고 있는 중증장애인들의 노후를 조명하고, 그들이 행복하고 경제적으로 안정된 노후를 보낼 수 있는 방안을 모색하고자 한다. 이를 위해서 중증장애인의 경제적 노후준비에 영향을 미치는 결정요인들을 파악하고자 하였으며, 이는 생태체계적 관점에 따라 살펴보았다. 분석 자료로는 한국장애인고용공단의 장애인고용패널조사 8차 자료를 활용하였으며, 분석에 사용된 대상은 30세 이상 60세 미만의 중증장애인 950명이다. 분석방법으로는 이항로지스틱 회귀분석을 실시하였다. 분석결과, 개인적 요인으로는 연령과 교육수준이 높을수록, 미취업보다는 취업 중증장애인이, 자존감이 높을수록 노후준비를 할 가능성이 높은 것으로 확인되었다. 장애요인인 장애유형과, 도움필요정도는 통계적으로 유의미한 결과를 나타내지 못했다. 마지막으로 가족 및 사회적 요인으로는 가구소득, 주관적 사회경제적 지위가 높을수록, 비자가 보다는 자가 중증장애인이, 국민기초생활보장제도 수급자보다는 비수급자가 노후준비를 할 확률이 높은 것으로 나타났다. 이러한 결과에 따라 중증장애인의 경제적 노후준비를 증진할 수 있는 보다 구체적이고 다각적인 실천적 정책적 제언을 제시하였다.

This study examined the aging of people with severe disabilities experiencing relative alienation and deprivation in an aging society to find ways to make them happy and economically stable. This study identified the determinants of economic preparation for aging among people with severe disabilities using the ecosystem perspective. For this study, data were drawn from Panel Survey of Employment for the Disabled (PSED). A total of 950 samples were used from the eighth wave. Logistic regression analysis was conducted to examine the influence of various factors. As a result, age, level of education, employment, subjective socioeconomic status, self-esteem, income, homeowner, and non-beneficiaries affected the economic preparation for aging. These findings have practical and political implications concerned with improving the economic preparations for aging among people with severe disabilities.

키워드

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