• Title/Summary/Keyword: Installment

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A Comparison of the Financial State, the Expenditure Patterns, and the Expenses of Auto. - with the Reference to the Installment - (승용차 보유가계의 재무상태와 승용차 관련비용 및 구매비 영향요인 비교분석 - 할부구매여부에 따라 -)

  • 김숙향
    • Journal of Families and Better Life
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    • v.17 no.4
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    • pp.31-46
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    • 1999
  • This study aims to investigate the difference of the financial state, the expenditure patterns of household, the expenses of Auto, and the influential variables on the purchase in automobiles according to the auto-installment. The important findings from the data based on the samples of household with only one car on the Korea Household Pannel Study by Daewoo Institute. 1) The financial state of installment households were not good than those of non-installment. 2) The expenditures of the purchase and maintenance of installment household were higher than those of non-installment. 3) Variables affecting to the expenses of the purchases of installment households were the evacuation of car, in the case of new car, household's net assets and the living level compared to last year. In those of non-installment households were the evacuation of car and in the case of new car.

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A Model Based on Average Investment for Solving Complex Annuity Problems of Sinking Fund

  • Abdullah, Abu Syeed Muhammed;Latif, Abdul
    • Asia-Pacific Journal of Business
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    • v.4 no.2
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    • pp.41-53
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    • 2013
  • Undoubtedly, the basic sinking fund formula gives the future value of a series of equal installments. The main underlying assumption for using this formula is that installment and compounding frequency must be in equal interval. But when installment for a deposit scheme or any other savings scheme and compounding frequency do not occur in an equal interval, which is treated as the complex annuity problems in Finance Literature, the basic sinking fund formula does not give the accurate result. As a result, the obtainable amount from different deposit schemes offered by different banks and financial institutions does not match with the amount of future value calculated through the basic sinking fund formula by the investors or savers. This study focuses the concealed facts for such type of mismatches in values and at the same time it provides a solution through developing a new formula by extending the basic formula intended not only to remove those mismatches but also get the accurate future value from a sinking fund provision in case of complex annuity. Besides, since banks and financial institutions calculate the interest on the average amount of equal installments deposited within a period of time due to complex annuity, the study also formulates an arithmetic formula for calculating the average amount of installment.

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A Study on Remote Motion Control by using LabVIEW (LabVIEW를 이용한 원격 Motion Control에 관한 연구)

  • Jee Myun-Ho;Kwon Soon-Jae;Jung Young-Seok;Son Jeong-Ki;Kim Tae-Hwa
    • Proceedings of the KIPE Conference
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    • 2002.07a
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    • pp.677-680
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    • 2002
  • The biggest obstacle in utilizing Telerobotics is that an exclusive line is necessary to connect the distant place and manipulator for the purpose of remote control. Moreover, installment of an exclusive line Is limited to relatively short distance, as the installment entails more difficulties with longer distance and increasing installment cost. The purpose of this paper is to suggest a methodology of factory automation by using Lab VIEW to control and monitor actuators, which are the basis of controlling manipulators, form distant places.

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Multiple Installment Load Distribution Algorithm for Data Sets (균일한 길이 데이터 집합의 분할분배방식)

  • Kim, Hee-Won;Kim, Hyoung Joong;Lee, Jung-Moon
    • Journal of Industrial Technology
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    • v.15
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    • pp.33-40
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    • 1995
  • This paper presents a new method for load distribution in a single-level tree network equipped with front-end processors. This method focuses on effective data distribution over a number of processors minimize job processing time. Optimal multiple installment load distribution algorithm is presented. Minimum number of processors that maximizes efficiency is decided theoretically.

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A Study on the Determinants of Residential Satisfaction of Lease Apartment - Focusing on Lease Apartment and the Apartment converted into Installment Sale - (임대아파트 입주가구의 주거만족도 결정요인에 관한 연구 - 임대아파트와 분양전환아파트를 중심으로 -)

  • 이중근
    • Journal of the Korean housing association
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    • v.14 no.4
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    • pp.109-119
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    • 2003
  • This paper has examined a resident's feeling of satisfaction on residential environment. It has searched a policy direction to improve the quality of residential environment with three models in which what factors have an influence on the resident's feeling of satisfaction is evaluated. First, when the residents were asked why they chose lease APT, Low price was answered the most between two populations. Second, with regard to the feeling of satisfaction by categories, both populations showed similar results. The social prejudice on lease APT such as disadvantage on their children and unfavorable surroundings that has been engraved in people's mind about lease APT for a long time was never an issue any more. Third, when the two populations were examined by regression analysis with three models in terms of what factors had an effect on the feeling of satisfaction, there was no big difference in each effect of variables. Internal environment was a key variable for lease APT while external environment was a core variable for the APT that is converted into installment sale. In order to enhance the feeling of satisfaction on residential environment for lease APT residents, high quality turned out the most important factor between both populations, and then a loan with low interest rate and high average standard of APT followed. As unsatisfactory items, low cultural level, slowness in repairing works, and unsatisfactory finishing work were pointed out with regard to the low quality of internal facilities. In general, it turned out that the APT that was converted into installment sale was more preferable than lease APT. As known in this analysis, housing supply policy needs to be focused on quality and high average standard of APT should be achieved for the working classes.

A Study on the Analysis of Efficiency for Underground Distribution Equipment by Installment Ways (지중배전공사에 설치되는 기기의 설치위치에 따른 영향 분석에 관한 연구)

  • Kim, Joon-Eel;Kim, Dong-Myung
    • Journal of the Korean Institute of Illuminating and Electrical Installation Engineers
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    • v.23 no.12
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    • pp.83-89
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    • 2009
  • The environment of electrical power industry is now faced on problems such as electric rates, an increasing sensitivity in society with environmental issues and energy factors. Up to now, reliability is greatly influenced by maintenance and environmental factors that are unique to the electric utilities. The reliability is a characteristic assigned to the electric power systems's function which is related to the concept of installment of equipment. Therefore this reports's key finding is that it is important that the utilities track their individual components' value over investment expense of their installed components. This can be accomplished to consider the cases of foreign electric power companies and take into account the various possible installment ways of equipment in Korea. These results are expected to be used as a reference material for design underground distribution facilities and future applications.

A Model Specification for the Household Demand for Credit (가계의 신용 수요 모형 설정에 관한 연구)

  • 최현자
    • Korean Journal of Rural Living Science
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    • v.6 no.2
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    • pp.173-183
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    • 1995
  • On the basis of intertemporal utility maximization theory and stock-adjustment hypothesis, a multivariate stock-adjustment credit demand model, which included on- and cross-adjustment effects of credit and cross-adjustment effects of assets was developed. With weighted four-year panel data from 1983 and 1986 Surveys of Consumer Finances, the theoretical model was tested using two-stage estimation method for tobit model. The results supported the hypothesis that, in general, the household demand for a certain type of credit was related to the demand for other types of credit and asset components in the portfolio. The household demand for mortgage credit, installment credit and revolving credit card debt depended not only on the disequilibrium of itself but on the disequilibrium of the other types of credit and asset components in the portfolio. The household demand for non-installment credit was related not to the disequilibrium of itself and other types of credit but to the disequilibria of asset components in the portfolio.

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Electric power system effect investigation of large size digital signal accident thought in digital age (디지털시대의 대형사고의 전기적 영향 고찰)

  • Kang, Tae-Keun
    • Proceedings of the Korean Institute of IIIuminating and Electrical Installation Engineers Conference
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    • 2004.05a
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    • pp.575-580
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    • 2004
  • The latest equipment automatic Intelligence of digital base done large size equipment appear in succession. That run by voltage electric current(mA, mV, ${\mu}A,\;{\mu}V$) that outline is microscopic of action of accuracy large size equipment of this digital base is bulk. Have received influence that is great in river electric field by installment that use computer. Most of domestic working voltage from service entrance extra-high voltage and working voltage of commercial frequency 60Hz working voltage 220V that use our country outside 1 country in interior of 22.900V for semiconductor use computer use digital installment of appliance as well as various smalls of digital base, middle, large size that safety is these fine voltage electric current that is not enough direct admonition hundred vast damage give can. Also, already act in surge circle and impulse transient phenomena such as several thousands, myriads, strong bit error more than billions time to digital fine electronic circuit by mistake use of using electric facility system of system electric power.

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Analysis of interior features of indoor community facilities in Apartment Complex (공동주택 단지 내 실내 커뮤니티시설의 인테리어 특징 분석)

  • Choi, Hye-Jin;Shin, Kyung-Joo
    • Korean Institute of Interior Design Journal
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    • v.17 no.5
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    • pp.80-90
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    • 2008
  • This study analyzes interior features of indoor community facilities, focused on apartment complexes in capital area selected by 'Award of best living apartment' during $2000{\sim}2007$. First we analyze community facilities' concept, present standards of installment, present condition, then the size of each complex compared with legal standards. Also, we analyze interior features(spacial layout, furniture and furnishings, interior finishing materials, interior color), too. Research methods included both data survey and site visiting inquiry. Data survey method analyzes size of each complex using community facilities' floor plans, and site visiting inquiry analyzes type and feature of community facilities. Survey target was total 11 complexes, 7 in Seoul, 4 in Gyeonggi-do. The result is as follows. 1) It is needed to improve legal standards of installment, and to provide space with flexibility and changeability in order to allow alternation of usage purpose by resident's claim. 2) To determine size of community facilities, we must planned not only by the number of households, but by legal standards of supply according to the number of households, the rate of net area, and the recommended size per person. 3) The area of community facilities in apartment complex that residents use doesn't considered user's convenience. So it us needed to add each facility's recommendation in response to user's needs.

Determining Appropriate Capacity on Installing Photovoltaic System at Deteriorated Educational Facilities

  • Lhee, Sang Choon;Choi, Young Joon;Choi, Yool
    • KIEAE Journal
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    • v.14 no.3
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    • pp.23-29
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    • 2014
  • With high acknowledgements of environmental conservation and energy saving, many architectural technologies using renewable energy have been recently applied at buildings which take about 20% of total energy consumption. Among renewable energy sources, the photovoltaic is considered as the most highly potential one due to advantages of infiniteness and cleanliness. Also, projects to install renewable energy systems have been continuously performed at deteriorated educational facilities as energy efficient remodeling projects or green school projects by the Korean government. This paper proposes appropriate capacities by school level on installing photovoltaic systems at deteriorated school buildings, based on the balance of annual electricity power demand and supply between buildings and systems. Using the Visual DOE program and Merit program, the appropriate installment capacity of photovoltaic system turned out be 40kWp at elementary school building and 60kWp at middle and high ones. In addition, annual energy use proved to be reduced by 20.2% at elementary school, 26.9% at middle school, and 21.0% at high school by installing photovoltaic systems with the appropriate capacities.