• 제목/요약/키워드: health insurance standard

검색결과 202건 처리시간 0.025초

치과종사자의 치과건강보험 산정기준에 대한 인지도 조사 (Research on the Oral Health Professional's Awareness of the Dental Health Insurance Standard)

  • 류혜겸;구인영;최성숙
    • 한국임상보건과학회지
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    • 제1권3호
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    • pp.1-9
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    • 2013
  • Purpose. This research is implemented to identify the status of educations about the pricing standard, status of the cognition of the pricing standard, and the solutions to the questions on the pricing standard of the oral health professionals. it will provide the easier accessibility to the annual changes in Dental Health Insurance Standards to the oral health professionals. Methods. The research subjects are the total 204 oral health professionals in limited area, and it was analyzed with structured questionnaires. The collected data is analyzed by IBM SPSS ver. 19.0, a statistical program (IBM Co., Armonk, NY, USA) for the frequency and percentage, and ANOVA. The result is as following Results. The awareness of dental health insurance standard was statistically significant differences by age (p<0.01), career (p<0.001), the prime task (p<0.01), and dental insurance claimants (p<0.05). The awareness of the standard was statistically significant differences by educational training within last 6 months (p<0.05), the cognition of the standard (p<0.001), and solutions for the questions (p<0.05). Conclusions. As the results of the research, it is necessary to develop the educational program under condition of age, career, main task, and better understanding in Dental Health Insurance Standard for oral health professional.

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치과위생사의 치과건강보험 산정기준에 대한 지식조사: 노인틀니 중심으로 (Knowledge of the dental health insurance standard in the dental hygienists: based on the elderly denture)

  • 류혜겸
    • 한국치위생학회지
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    • 제16권1호
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    • pp.61-67
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    • 2016
  • Objectives: The purpose of the study is to investigate the knowledge of the dental health insurance standard of elderly denture in the dental hygienists. Methods: A self-reported questionnaire was completed by 183 dental hygienists in Busan and Gyeongnam. The questionnaire consisted of general profiles of the subjects(11 items) and 10 items of the dental health insurance standard of the elderly denture including subject of spplication, application method, calculation of range, and temporary denture. Each question was measure by Likert 5 points scale. Cronbach's alpha was 0.936 in the study. The data were analyzed using SPSS 20.0 program. Results: The knowledge of the dental health insurance standard on the elderly denture in the dental hygienists was high in cognition of the renewed standard change(p<0.001), individual career(p<0.05), and recognition of the current standard(p<0.05). Conclusions: It is continuously necessary to inform the dental hygienists of the knowledge of dental health insurance standard. The web-based program for the dental health insurance education should be provided continuously for the dental hygienists.

유병자 보험의 보장성 확대를 위한 유병자들의 중증질환 발생률 비교 (Comparison of Severe Disease Incidence among Eligible Insureds to Expand Coverage for Substandard Risks)

  • 백혜연;손지훈;신지민
    • Journal of health informatics and statistics
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    • 제43권4호
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    • pp.318-328
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    • 2018
  • Objectives: People are living longer, but often with diseases or chronic conditions. As a consequence, interest in resolving insurance blind spots is growing. This study provides substandard risk-relevant statistics to help substandard risks who are likely to fall in insurance blind spots obtain insurance coverage, such as the reimbursement of medical costs, as well as to stimulate insurance product development. Methods: This study uses National Health Insurance Service (NHIS) cohort data to determine the relevant statistics. The incidence rates of severe diseases are derived and compared against standard risks to establish a set of relative risk factors. These incidence rates of standard and substandard risks are then compared. Results: Currently, an individual's cancer history is used in the underwriting process for simplified issue insurance. However, underwriting focusing on hospitalization and procedures related to serious illnesses could lower premiums for substandard risks. Moreover, the statistical results could be used to expand the coverage of health insurance products. Conclusions: This study's relative risk factors can be used to derive simplified issue premium rates for substandard risks. They can also be used to implement discount and loading schemes for medical reimbursement insurance and help insurance companies implement proactive risk management.

한약 건강 보험 시행을 위한 특정 상병명에 따른 기준처방 조사 (Study on Standard Herb Prescriptions Based on the Specific Names of the Sick and Wounded for the Application of Oriental Herbal Medicine Health Insurance)

  • 김용호;손지형;김수영;문옥륜;임사비나
    • 대한한의학회지
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    • 제30권1호
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    • pp.1-16
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    • 2009
  • Objectives: To study the standard herb prescriptions based on the specific names of the sick and wounded for the application of Eastern Medicine Health Insurance. Methods: We selected 678 herb prescriptions from the eleven Eastern medical books recognized by the Ministry for Health of Korea and then researched the concrete opinions of Korean Oriental Medicine Societies (KOMS) on those herb prescriptions from July 31, 2006 to August 31, 2006. Results and Conclusions: KOMS said that 80 herb prescriptions must be included and 26 herb prescriptions must be excluded. They also said that the proper numbers of the specific names of the sick and wounded for the application of Eastern Herbal Medicine Health Insurance were 20-29 and the proper range of herb prescription change was within 30 percent.

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요양급여비용 산정기준의 지식수준과 건강보험 실무적용에 영향을 미치는 요인 (Factors Influencing the Knowledge of Health Insurance Standard and Health Insurance Application)

  • 이순영;임순연
    • 치위생과학회지
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    • 제15권6호
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    • pp.815-824
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    • 2015
  • 이번 연구는 임상에 근무하고 있는 치과의사와 보험청구 담당자들의 건강보험관련 교육의 참여 실태를 파악하고, 교육경험이 그들의 요양급여비용의 산정기준에 대한 지식과 건강보험 실무 적용수준에 미치는 영향을 파악하고자 전국에 소재한 치과 병 의원에 근무하는 치과의사와 보험청구 담당자를 대상으로 설문 후 분석한 결과 다음과 같은 결론을 얻었다. 요양급여비용 산정기준에 관한 지식수준은 보험청구 담당자가 치과의사보다 높은 것으로 나타났다(p<0.01). 교육참여 횟수가 많을수록 보험청구 담당자의 요양급여비용 산정기준 지식수준이 통계적으로도 유의하게 높은 것으로 나타났고(p<0.001), 평균교육시간이 3시간 미만인 경우보다 3시간 이상인 경우 요양급여비용 산정기준에 대한 지식수준이 높게 나타났고, 통계적으로 유의한 차이를 보였다(p<0.05). 보험청구 담당자가 치과의사보다 건강보험 실무적용수준이 높은 것으로 나타났고, 통계적으로 유의한 차이를 보였다(p<0.001). 치과의사는 보험청구 경력이 많을수록 건강보험 실무 적용수준이 높은 것으로 나타났고(p<0.01), 보험청구 담당자는 연령이 적을수록, 교육 참여 횟수가 많을수록, 평균교육 시간이 길수록 건강보험 실무 적용수준이 높은 것으로 나타났다(p<0.05) 최근 3년간 건강보험관련 교육의 참여경험이 보험청구 담당자의 요양급여비용 산정기준 지식수준에 유의한 영향을 미치는 요인으로 나타났고(p<0.001), 보험청구 경력과 요양급여비용 산정기준 지식수준은 그들의 건강보험 실무 적용수준에 유의한 영향을 미치는 것으로 나타났다(p<0.01) 이러한 결과로 미루어볼 때 치과의사 및 보험청구 담당자의 건강보험에 관한 지식수준과 건강보험 실무적용 수준을 유지하기 위해서는 관련된 교육 관련된 교육을 지속적으로 받는 것이 필요할 것으로 판단된다.

비소세포폐암에 사용되는 항암화학요법의 요양급여기준 적절성 평가 (Assessment of Appropriateness of Standard for Insurance Coverage on Chemotherapy used in Non-small Cell Lung Cancer (NSCLC))

  • 김정연;박은지;배민경;윤정현
    • 한국임상약학회지
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    • 제21권3호
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    • pp.193-207
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    • 2011
  • Purpose: The purpose of this study is to assess appropriateness of current standard for insurance coverage by Health Insurance Review & Assessment Service (HIRA) on chemotherapy used in the treatment of advanced non-small cell lung cancer (NSCLC), by reviewing a variety of clinical evidences, and thereby, if needed, to propose an updated evidence-based recommendations. Methods: We collected data from HIRA regarding on the insurance standard which includes the scope and conditions for coverage on systemic chemotherapy of NSCLC. We performed a search for clinical databases and examined the most current clinical evidence from clinical literature including various clinical practice guidelines. Based on the collected data the appropriateness of HIRA standard for insurance coverage of chemotherapy of NSCLC was assessed. Results: Collected data demonstrated that HIRA standard did not reflect the most current clinical practice and evidence. Some were inappropriately listed in HIRA formulary and accepted as a chemotherapy being covered by insurance, despite the lack of evidences of clinical efficacy or superiority over other chemotherapeutic agents or regimens. In addition, there seems to be a need for a modification on the standard for insurance coverage of certain newer chemotherapeutic agents based on the current accumulated data showing their clinical efficacy and benefits in the selected group of NSCLC patients. Therefore, we concluded that current HIRA standard for insurance coverage on chemotherapy of NSCLC needs to be revised and we proposed an updated recommendation based on these latest clinical evidences. Conclusion: The standard for insurance coverage of chemotherapy should be continually examined its appropriateness based on the most recent clinical evidences in a timely manner so as to provide the most effective and safe therapy to cancer patients.

재난적 의료비 지원사업 개선방안 (Improvement for the Catastrophic Health Expenditure Support Program)

  • 선정연;임승지;이해종;박은철
    • 보건행정학회지
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    • 제33권2호
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    • pp.166-172
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    • 2023
  • Background: To improve the support low-income individuals' medical expenses, it is necessary to think about ways to enhance the Catastrophic Health Expenditure Support Program. This study proposes expanding support criteria and changing the income standard. Methods: This study conducted simulations using national data from the National Health Insurance Service. Simulations performed for people who have used health services (n=172,764) in 2022 to confirm the Catastrophic Health Expenditure Support Program's size based on changes to the subject selection criteria. Results: As a result of the simulation with expanded criteria, the expected budget was estimated to increase between Korean won (KRW) 13.2 (11.5%) and 138.6 billion (37.4%), and the number of recipients increased between 41,979 (48.9%) and 150,317 (76.1%). The results of the simulation for the change in income criteria (applied to health insurance levels below the 50th percentile) estimated the expected budget to increase between KRW -8.9 (-7.8%) and 55.6 billion (15.0%) and the number of recipients to increase between -8,704 (-10.1%) and 41,693 (21.1%) compared to the current standard. Conclusion: The 2023 Catastrophic Health Expenditure Support Program's criteria were expanded as per the 20th Presidential Office's national agenda to alleviate the burden of medical expenses on the low-income class. In addition, The Catastrophic Health Expenditure Support Program needs to be integrated with other medical expense support policies in the mid- to long-term, and a foundation must be prepared to ensure the consistency of each system.

가족수발자가 인지하는 표준장기요양이용계획서의 질과 만족도, 활용도 간의 관계분석 (An Analysis of Relationships among Quality, Satisfaction and Utilization Perceived by Family Caregivers in Standard LTC Utilization Plan)

  • 이정석;한은정;권진희
    • 한국노년학
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    • 제31권4호
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    • pp.871-884
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    • 2011
  • 표준장기요양이용계획서는 노인장기요양보험 이용자와 가족의 급여이용을 지원하기 위한 목적으로 도입된 일종의 케어플랜이라고 할 수 있다. 본 연구는 가족수발자가 인지하는 표준장기요양이용계획서의 질과 만족도, 활용도를 파악하고 이들 간의 관계를 파악하는 것을 목적으로 한다. 연구자료는 2008년 11월~12월 현재 노인장기요양보험 1~3등급 판정을 받고 재가장기요양서비스를 이용하고 있는 수급자의 가족수발자를 대상으로 가정방문면접조사를 통해 수집하였고, 총 944명의 가족수발자 가운데 표준장기요양이용계획서를 읽어본 경험이 있으며 설문을 완성한 351명이 최종분석대상이 되었다. 조사도구는 가족수발자와 수급자의 인구사회학적 특성 및 장기요양특성, 질 측정항목(9개), 전반적 만족도 측정항목(1개), 활용도 측정항목(2개) 등을 포함하였고, 질, 만족도 및 활용도 간의 관계를 파악하기 위해 경로분석을 실시하였다. 연구결과, 표준장기요양이용계획서의 질은 장기요양 욕구평가 영역, 장기요양 이용계획 영역, 월 한도액 관리지원 영역 등 세 개 영역으로 구분되었고, 모든 영역이 만족도 및 활용도와 유의한 상관관계를 나타냈다. 다음으로 경로분석 결과, 표준장기요양이용계획서의 장기요양 욕구평가 영역의 질(간접효과, 경로계수=0.077)과 전반적 만족도(전체효과, 경로계수=0.324)가 활용도에 통계적으로 유의한 영향을 미쳤다. 본 연구결과는 표준장기요양이용계획서의 역할을 향상시키기 위한 전략을 개발하는데 도움이 될 것으로 기대된다.

의료보험 가입자의 보험료 납입액과 수혜액 및 의료이용정도에 관한 연구 (Relationships Between the amount of the Premium and Benefits and Utilization of Enrollees in a Health Insurance Cooperative)

  • 조우현
    • Journal of Preventive Medicine and Public Health
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    • 제13권1호
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    • pp.47-51
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    • 1980
  • This study attempts to assess the effect of the 1st class health insurance program to the income redistribution among the participants in a unit health insurance cooperative. One health insurance cooperative, located in Seoul, with 1558 members and 768 households was selected for this purpose. The relationships between amount of premium payed and benefits from the cooperative were compared. Necessary data were obtained from the bills submitted to the health insurance cooperative by the contracted medical institutions from 1st January 1977 to 30th June 1979. Households and individuals were the unit of the assessment. The indicators measuring income redistribution effect were the ratios between the benefit and expected benefit and the ratios between the benefit and the mean benefit. The major findings were: 1. The ratios between the benefits and the expected benefits were lower than 1 in the high income group and greater than 1 in the middle and lower income groups. This fact imply that the income redistribution effect was shown in the studied groups. It was shown that the middle income group received the greatest benefit, and then the lower income group. 2. The ratios between the benefit ana the mean benefit of the households in the higher standard income grade, were found to be higher. This means that the equity of the benefits of households were not achieved by the policy of the health insurance plan. 3. The health insurance utilization rates of the higher standard income group, measured by the household unit, were higher, and by the individual unit, the same rates of the middle income group were higher than other groups.

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IPA를 활용한 보험심사간호사의 직무 중요도와 수행도의 인식차이 (Analysis of Task Importance and Task Performance for Medical Insurance Review Nurses' Using the IPA Method)

  • 김난영;이규희;조경원
    • 보건의료산업학회지
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    • 제11권1호
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    • pp.43-53
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    • 2017
  • Objectives : In this paper, we proposed a method to comprehensively examine the roles of medical insurance review nurses' by analyses of task importance and task performance. Methods : For the analyses, we used the responsesof 268 nurses who completed a questionnaire for members of the Medical Insurance Review Nurses Association in 2015, and analyzed task importance and task performance using the IPA method and the standard task guide. Results : There were significant differences in task importance and task performance according to task position. In the category of 'Keep up the good work,' 'Calculate benefit standard' was indicated only in administrative positions, and in the category of 'Concentrate here,' 'Manage hospital resources' and 'Process after appeal results' was demonstrated only in general positions. There were differences in the 'Low priority' and 'Possible overkill' categories by task performance according to task position. Conclusions : Our results indicate the necessity of a new education system and task reassignment according to task importance and task performance as perceived by medical insurance review nurses.