• 제목/요약/키워드: large claim frequency

검색결과 5건 처리시간 0.025초

Efficient simulation using saddlepoint approximation for aggregate losses with large frequencies

  • Cho, Jae-Rin;Ha, Hyung-Tae
    • Communications for Statistical Applications and Methods
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    • 제23권1호
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    • pp.85-91
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    • 2016
  • Aggregate claim amounts with a large claim frequency represent a major concern to automobile insurance companies. In this paper, we show that a new hybrid method to combine the analytical saddlepoint approximation and Monte Carlo simulation can be an efficient computational method. We provide numerical comparisons between the hybrid method and the usual Monte Carlo simulation.

Error Analysis: What Problems do Learners Face in the Production of the English Passive Voice?

  • Jung, Woo-Hyun
    • 영어어문교육
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    • 제12권2호
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    • pp.19-40
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    • 2006
  • This paper deals with a part-specific analysis of grammatical errors in the production of the English passive in writing. The purpose of the study is dual: to explore common error types in forming the passive; and to provide plausible sources of the errors, with special attention to the role of the native language. To this end, this study obtained a large amount of data from Korean EFL university students using an essay writing task. The results show that in forming the passive sentence, errors were made in various ways and that the most common problem was the formation of the be-auxiliary, in particular, the proper use of tense and S-V agreement. Another important finding was that the global errors found in this study were not necessarily those with the greatest frequency. Also corroborated was the general claim that many factors work together to account for errors. In many cases, interlingual and intralingual factors were shown to interact with each other to explain the passive errors made by Korean students. On the basis of the results, suggestions are made for effective and well-formed use of the passive sentence.

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최근 태풍 호우에서 보이는 인류세 지문의 변화: 임계점을 넘어서 (Anthropogenic Fingerprint on Recent Changes in Typhoon Heavy Rainfall beyond Tipping-Point)

  • 김형준;우츠미 노부유키
    • 한국수자원학회:학술대회논문집
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    • 한국수자원학회 2023년도 학술발표회
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    • pp.87-87
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    • 2023
  • The impact of climate change on typhoons is a major concern in East Asia, especially due to the destructive effects of heavy rainfall on society and the economy, as many megacities are located along coastal regions. Although observations suggest significant changes in typhoon heavy rainfall, the extent to which anthropogenic forcing contributes to these changes has yet to be determined. In this study, we demonstrate that anthropogenic global warming has a substantial impact on the observed changes in typhoon heavy rainfall in the western North Pacific region. Observation data indicates that, in general, typhoon heavy rainfall has increased (decreased) in coastal East Asia (tropical western North Pacific) during the latter half of the 20th century and beyond. This spatial distribution is similar to the "anthropogenic fingerprint" observed from a set of large ensemble climate simulations, which represents the difference between Earth systems with and without human-induced greenhouse gas emissions. This provides evidence to support the claim that the significant increase in the frequency of typhoon heavy rainfall along coastal East Asia cannot be solely explained by natural variability. In addition, our results indicate that the signal of the "anthropogenic fingerprint" has been increasing rapidly since the mid-1970s and departed from natural variability in the early 2000s, indicating that the regional summer climate has already crossed the tipping point.

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국내 급경사지 재해 발생 현황 분석 (An Analysis of the Current Status of Disasters Occurring on the Steep Slopes in Korea)

  • 김성욱;정수정;최은경;김상현;이길하;박덕근
    • 한국환경과학회지
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    • 제22권11호
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    • pp.1529-1538
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    • 2013
  • Disasters like mountain landslides and collapse in cutting areas claim many a life and cause economic losses, involving much effort and expenses for their recovery. This study has surveyed and analyzed incident of disasters that had occurred on the sloping sides in Korea for the past 13 years in an effort to relieve damage caused by disasters on the sloping sides. The analysis confirms that while the major cause of disasters on the sloping side was storms in the past, frequency of disasters on sloping sides caused by local downpour is steadily on the rise. In addition, while disasters were concentrated in Gangwon Province, a mountainous region of the country, frequency of disasters occurring on the sloping sides is steadily increasing recently on the sloping sides in downtown areas in Seoul, Gyeonggi-do and so forth, attributing a large percentage of disasters to sloping sides. Data surveyed and analyzed in this study are thought to be applicable as basic data for the establishment of effective measures for the prevention of disasters occurring on the sloping sides in the days to come.

건설공사보험 피해 보상금 지급액을 활용한 리스크 분석 (Risk Analysis using Construction Insurance Claim Payouts)

  • 유영진;손기영;김지명
    • 한국건축시공학회지
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    • 제16권4호
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    • pp.349-357
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    • 2016
  • 최근 건설프로젝트는 산업성장의 영향으로 대형화 복잡화 첨단화 되어 가며, 이로 인해 건설공사 리스크의 불확실 요소가 증가하고 있다. 이에 따라, 복잡해진 현대 건설 프로젝트에서 예측 및 대응할 수 없는 리스크 관리 방법에 관한 연구가 필요하다. 이에 본 연구는 A보험사의 클레임레코드를 토대로 실제 건설 공사 현장 내에 보상금 지급액 데이터를 수집하였으며, 사고원인 분석 및 회귀분석을 실시하였다. 사고원인 분석을 위해 본 연구에서는 공정률별, 계절별, 총공사금액별로 분류하고, 사고 빈도와 보상금 지급액으로 분석하여 리스크 중점관리요인을 도출하였다. 두 번째, 종속변수로 피해율을, 독립변수로 자연재해 위험도와 지리정보, 시공방법 및 능력, 프로젝트 규모로 분류하여 다중회귀분석을 실시하여, 총공사금액 대비 보상금 지급액에 대한 피해율 예측 모델을 개발하였다. 회귀분석 결과 45.5%의 설명력을 가진 피해율예측모델을 개발 및 검증하였다. 본 연구의 결과는 향후 건설 공사의 정량적인 리스크 분석 모델 개발 및 리스크 인자에 대한 검토를 위한 자료로 활용될 것이다.