Journal of the Korean Home Economics Association (대한가정학회지)

The Korean Home Economics Association (대한가정학회)
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The Effects of Financial Education on the Perceived Financial Management Problems of U.S. College Students

재무교육이 미국 대학생들의 주관적 재정관리 행동문제 인지에 미치는 영향

  • 백은영 (성균관대학교 경제학부) ;
  • 배미경 (계명대학교 소비자정보학) ;
  • 이승신 (건국대학교 소비자 주거학과)
  • Published : 2004.08.01
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Abstract

The purpose of this study was to examine the financial education needs of college students and how financial education affected their perceived financial management problems. The results indicated that the need for personal financial management of the students was relatively high and that students were interested in various topics withinpersonal financial management. Formal financial education was found to have a positive impact on students' financial management behavior by reducing the probability of having problems with managing financial affairs. In addition, students' use of credit cards played a significant role in predicting problems with managing financial affairs. Several implications based on the findings were suggested.

Keywords

References

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